Should I settle my case if the insurance company has made an offer?

Insurance companies train their employees to settle cases with those that have been injured quickly. You should ask yourself why an insurance company would want to resolve the case quickly and pay money to close the file. The answer is that sometimes the full extent of the injuries sustained in an accident is not realized until months down the road. With some neck and back injuries, the pain doesn’t go way, which might indicate a more significant injury like a herniated disk. So if you have pain, especially if you have pain that radiates from your neck into your shoulders, arms and hands, or if you have lower back pain that radiates into your legs, don’t settle until you have an MRI to see if you have structural damage to your spine. In certain circumstances, where the injuries were minor and the medical treatment is either nonexistent or minimal, it may be advisable to settle your case directly with the insurance company.

If you sustained serious injuries and/or if the property damage to the vehicle in which you were riding was significant, don’t settle without consulting with a lawyer. The experience of Robenalt Law is that clients who consult with an attorney end up with significantly better compensation even after paying attorneys fees and expenses than they would if they settled the case on their own. In addition, lawyers who handle personal injury and medical malpractice cases are trained to do much more than just negotiate a settlement – they’re trained to make sure that the clients get fair compensation for all injuries. Lawyers also investigate all possible sources of insurance coverage including UM and UIM coverage in auto accident cases or coverage from a third party who might’ve caused or contributed to an accident.

Often times, if an individual is injured while working, employers have insurance coverage to protect employees who were injured in an auto accident case over and above the coverage the person who caused the accident might have. Further, if your work-related injury was caused by someone working for a 3rd party, you can recover damages over and above what is allowed by workers’ compensation benefits.

If you’ve been injured and an insurance company is making an offer, call now for a free consultation.