Auto and truck accidents occur every day on roadways across the nation – and Ohio is no exception. In fact, hundreds of thousands of accidents take place each year across the state, resulting in many injuries and fatalities. At The Robenalt Law Firm, Inc., our Cleveland auto accident lawyer understands that car accidents occur for a variety of reasons including drunk driving, speeding/reckless driving, distracted driving, drowsy driving, faulty auto parts, weather conditions, construction work zones and more:
Insurance companies will have a team of attorneys representing their best interests. They will try to minimize the payment of a claim and pay you as little as possible – if nothing at all. Contact a car accident lawyer in Cleveland at Robenalt Law. Make sure you’ve got someone to represent you and your interests.
If you were involved in a motor vehicle accident that was caused by a motorist who did not have insurance or were injured while riding as a passenger (even if the driver of that car was at fault), you may be entitled to compensation for your injuries under your own insurance policy.
Unfortunately, a significant portion of our population operates a motor vehicle without adequate insurance coverage. The Ohio Department of Insurance estimates that at least 16-18% of all drivers to have adequate insurance. If you or a family member have been injured by a motorist that does not have full insurance coverage, you may be entitled to compensation from your own auto insurance company as long as you paid insurance premiums for uninsured/underinsured motorist coverage. This is often referred to as UM/UIM coverage.
Some people worry that if they submit a claim for UM/UIM coverage, their rates will go up. Fortunately, states like Ohio have laws that prohibit insurance companies from raising auto rates if you make a claim under the UM/UIM policy. This makes sense because the injuries you sustained were not caused by your own negligence, so why should your rates go up?
We have handled UM/UIM claims in the following types of cases where the injury was:
If you have been injured in a motor vehicle accident that was caused by someone who did not have adequate insurance or no insurance at all, call us. An auto accident lawyer can help.
The answer to that question might be yes when injuries are minimal and little or no medical treatment was involved. If medical benefits have been paid by a health insurance company or your own auto insurance company, you’ll have to make sure that they get reimbursed out of the settlement.
However, most often an injured party will be more fairly compensated with the assistance of a Cleveland personal injury attorney – even after paying legal fees and expenses. This is especially true if you have significant medical bills. Your attorney has a better chance of obtaining adequate compensation and being able to negotiate with your health or auto insurance carrier to reduce subrogation claims that will be asserted.
When injuries are significant, your Cleveland auto accident lawyer will work with your medical providers to ensure that the insurance company knows of any and all injuries, permanent limitations and/or permanent injuries. You might also be entitled to compensation from your own auto insurance carrier – something that is often overlooked by a person when settling the case on their own.
Dealing with a sophisticated auto insurance carrier in the settlement of a personal injury claim is not something that should be taken lightly. Consultation with an attorney is highly recommended. Insurance adjusters are trained to resolve cases quickly and for small sums of money even when the accident was significant. Insurance companies like to settle claims quickly because oftentimes these cases are settled before the person knows the extent of their injuries.
Anyone who has been injured in, or had a loved one die from, a car or truck accident may be entitled to compensation in the form of medical expenses, lost wages, potential loss of future earnings, physical pain and suffering, emotional pain and suffering, loss of consortium and more.
At Robenalt Law, we understand how insurance companies operate first hand. In fact, attorney Tom Robenalt worked for insurance companies until he decided that helping victims was what he wanted to do. That experience can help you at the bargaining table – and at trial if it comes to that. Let us fight for you.
Keep in mind that Ohio law requires the filing of an auto injury lawsuit within two years after the accident or death, so contacting an experienced Ohio auto accident lawyer as soon as possible is always in your best interests.
Call Us: For a free consultation: call 216-223-7535, or use our online form.
The Robenalt Law Firm, Inc. represents clients in Cleveland, Columbus, Toledo, Akron, throughout Ohio, and elsewhere. In most cases, there is no fee unless we win. Contact a Cleveland auto accident lawyer today!