Insurance companies train their employees to settle cases with those that have been injured quickly. You should ask yourself why an insurance company would want to resolve the case quickly and pay money to close the file. The answer is that sometimes the full extent of the injuries sustained in an accident are not realized until months down the road. With some neck and back injuries, the pain doesn't go way, which might indicate a more significant injury like a herniated disk. So if you have pain, don’t settle until the pain goes away completely. In certain circumstances, where the injuries were minor and the medical treatment is either nonexistent or minimal, it may be advisable to settle your case directly with the insurance company.
If you sustained serious injuries and/or if the property damage to the vehicle in which you were riding was significant, don't settle without consulting with a lawyer. The experience of the Robenalt Law Firm is that clients who consult with an attorney end up with significantly better compensation even after paying attorneys fees and expenses then they would if they settled the case on their own. In addition, lawyers who handle personal injury and medical malpractice cases are trained to do much more than just negotiate a settlement – they're trained to make sure that the clients get fair compensation for all injuries. Lawyers also investigate all possible sources of insurance coverage including UM and UIM coverage in auto accident cases or coverage from a third-party who might’ve caused or contributed to an accident.
Often times, if an individual is injured while working, employers have insurance coverage to protect employees who were injured in an auto accident case over and above the coverage the person who caused the accident might have.
If you've been injured and an insurance company is making an offer, call now for a free consultation.